Gild Credit Card: Open a Fixed Deposit Account and get good credit score with Gild card(Student Credit card)

Key points of Gild Credit Card

Open a fixed deposit account with Gild and get Gild credit card: 13.2% interest on your FD(fixed deposits) and 1% gold rewards on every spending.

Gild offers a chance to own a credit card are special for those who are willing to get it but unable to do due to the eligibility issues for other credits cards that are available in the markets and help them to build a good credit score/history.

Age and Eligibility Criteria:-

*No such an eligibility criteria

*Anyone with valid PAN card and above 18 years can apply

Anybody from self-empolyee to salaried and even students can apply credit card online. 

How to apply?

• Open a Fixed Deposit with Gild
• And, get a credit card with credit limit of 90% of the FD amount
• 13.2% interest on your FD amount(tenure 2 years + 3 days) (6.6% interest per annuam)
• Upto 1% Gold rewards on every spend using gild card
• Free credit period of 45 days

Benefits of Gild Credit Card:

• Earn Gild Petals on every purchase done via card
• 1% Gold rewards on every spend
• Earn 13.2% interest on your FD(fixed deposit)
• 1 Petal = 0.75 Rs
• Every transactions you make earns 0.75% back as petals and it can be used to redeem digital gold, cashback and other exciting rewards
• Petals or rewards you earn never expires

Gild allows you to convert your digital gold assets to physical 24 K gold coins and gives annual fee Waiver on spend of Rs 3,00,000 or more in a year.

Credit card allows the card holder to make transactions with no need to pay instantly. It allows the customer to to borrow money with pre approved credit limits. One can make purcharge, can shop on online portals, groceries, electronics, bills and payments and much more. One can get exciting deals and discounts shopping, dine and restaurants, PVR and movies, flights booking. One can pay bills online for utility bills, phone, cable, internet, electricity, insurance and medical bills too. 

In now days it is very common to use a credit card to pay for a purchage or service. All most all banks offer, you may choose one of most suitable for your according to eligibilities. 

What are the benefits of credit cards?

There are some reasons why to use a credit card:

1. You can buy on credit and pay later
2. Easily acceptable at every where - Easy to use without carrying money whenever you go for travelling, shopping malls and online shopping
3. cash withdraws without interest
4. Exciting rewards and unlimited cashback offers
5. Make your travel easy and pay with credit card at hotels and restaurants
6. Exciting deals, discounts and offer at online shopping, PVR and entertainment, dining, travel and on bill payments
7. No need to carry money - Offers safety
8. Get statement every month to keep track of your expenses

If you know how to use a credit card, and how to make use of the credit period, 

and repay the amount used on time, you can improve and boost our CIBIL score. 

Which will help to get loans at ease in future.

Credit cards are financial tools to make cashless transactions and customers need to repay the amount billed by the bank monthly. Credit cards has become very useful as of now and along with it offers deals and discounts, exciting rewards and offers to the benefit to customers and maintaining a good credit score helps you get personal loans at a higher amount. You can compare various credit cards  before making a decision.

There are some factor everyone should have considered while buying a credit card:

• Service fees and charges like joining fee, annual fee,late payment and reward fee
• Must check credit card's credit and cash limits 
• Validity of reward points and about the credit score
• Welcome bonus and promotional offers