IDFC First Bank Credit Card Plus Free Gift Voucher Worth Rs 500

Lifetime free credit card - IDFC bank credit card by IDFC bank when user can enjoy benefits and rewards on shopping, travel, entertainment, groceries, electronics and much more.

  Key features of IDFC First Credit Card:

• Lifetime free
• Enjoy a Free gift voucher worth Rs 500 on joining
• Up to 10x rewards
• Nil joining fee and annual fee

ELIGIBILITY CRITERIA

• Income group: Rs 25,000 and above
• For both self employed and salaried
• Age group: 18-70 years
• Credit card holders are preferred
• Required Age: 21-60 years

Required documents to apply for:

• PAN Card/Form 60
• Address proof
• Colour photographs
• ID Proof and Income proof

Fees and Service Charges:

• Joining Fees: Nil
• Annual Fees: Nil
• Interest rate: 0.75-3.5% per month
• Cash Withdrawal charges: Rs 250 per transaction
• Card Replacement charges: Rs 100

If you are seeking to get a IDFC credit credit card you may apply online from above and get it at your doorstep and avail exciting offers, cashback and rewards.

Credit card allows the card holder to make transactions with no need to pay instantly. It allows the customer to to borrow money with pre approved credit limits. One can make purcharge, can shop on online portals, groceries, electronics, bills and payments and much more. One can get exciting deals and discounts shopping, dine and restaurants, PVR and movies, flights booking. One can pay bills online for utility bills, phone, cable, internet, electricity, insurance and medical bills too. 

In now days it is very common to use a credit card to pay for a purchage or service. All most all banks offer, you may choose one of most suitable for your according to eligibilities. 

What are the benefits of credit cards?

There are some reasons why to use a credit card:

1. You can buy on credit and pay later
2. Easily acceptable at every where - Easy to use without carrying money whenever you go for travelling, shopping malls and online shopping
3. cash withdraws without interest
4. Exciting rewards and unlimited cashback offers
5. Make your travel easy and pay with credit card at hotels and restaurants
6. Exciting deals, discounts and offer at online shopping, PVR and entertainment, dining, travel and on bill payments
7. No need to carry money - Offers safety
8. Get statement every month to keep track of your expenses

If you know how to use a credit card, and how to make use of the credit period, 

and repay the amount used on time, you can improve and boost our CIBIL score. 

Which will help to get loans at ease in future.

Credit cards are financial tools to make cashless transactions and customers need to repay the amount billed by the bank monthly. Credit cards has become very useful as of now and along with it offers deals and discounts, exciting rewards and offers to the benefit to customers and maintaining a good credit score helps you get personal loans at a higher amount. You can compare various credit cards  before making a decision.

There are some factor everyone should have considered while buying a credit card:

• Service fees and charges like joining fee, annual fee,late payment and reward fee
• Must check credit card's credit and cash limits 
• Validity of reward points and about the credit score
• Welcome bonus and promotional offers